Don't let financial burden stop you from fulfilling
your desire to study in your dream college.

Why Study In Australia?

Australia has become the third most popular destination amongst the students to study after USA and UK. It offers a wide variety of courses and degrees and institutions to choose from. There are many opportunities for students to work along with their degree. It offers high quality education at an affordable price. The cost of living too is inexpensive as compared to many other options.

A Large Pool Of Opportunities
High Acceptance Rate
Passage for The Latest Technology
Cultural Diversity

We are here
to ease your
loan process


Faster processing time

Easy Apply

Less Paperwork

Multiple Lending Partners

Education Loan Options

Bank/Financier Rate of Interest Loan Amount Available Collateral Processing Fee
12% to 16% p.a. Rs.40 lakh Loan With & Without Collateral
Available + Moratorium period
2 % of Loan Amount + GST
12% - 16% p.a. Rs.1 crore (With Collateral)
Rs. 40 Lakhs (Without Collateral)
Loan With & Without Collateral
Available + Moratorium period
1% to 1.25% + GST
14% to 16% p.a. 7 Lakh With Collateral -
Without Moratorium
4% + GST
8% to 12% p.a. 7 Lakh With Collateral -
Without Moratorium
4% + GST
*Terms & Conditions Applicable
*Processing Fee Dependent On Bank/NBFC

Why Choose Education Loan

We ensure 100% transparency throughout the education loan process. Our education loan counsellors will stay by your side at every step of the whole process.

  • Transparency
  • Secure
  • Technology
  • Flexible Collateral
  • Support
  • Tax benefits

Frequently Asked Questions

  • 1. What all documents are required for the approval of loan via EmpowerYouth?
    The following documents will be required to submit for loan approval.
    - AADHAR CARD
    - PAN CARD (mandatory in certain Banks/NBFC's)
    - PHOTO
    - PASSPORT
    - 10TH to Last Qualification
    - COLLEGE ADMISSION LETTER
    - ENTRANCE EXAM SCORE CARD (if any)
    - IELTS SCORE CARD
    - OFFER LETTER (mandatory in certain Banks/NBFC's)
    - MOBILE NUMBER
    - EMAIL ID
  • 2. Is the loan available for abroad studies too?
    Yes. The loan is available for both India and abroad.
  • 3. When do we have to start to repay the loan?
    Direct EMI starts next month from the date of sanctioning of loan
    or Moratorium period (simple interest is charged on the amount disbursed)
  • 4. What all expenses will be covered in the loan?
    The following expenses will be covered depending upon the terms of Banks/NBFC:-
    Fee payable at college/ school/ hostel
    Examination/ library/ laboratory fee
    Travel expenses/ passage money for studies overseas
    Insurance premium for student borrower
    Caution deposit, building fund/ refundable deposit supported by institution bills/ receipts
    Purchase of books/ equipment/ uniforms/ instruments
    Purchase of computer at reasonable cost if required for completion of the course
    Any other expense required to complete the course like study tour, project work, thesis.
  • 5. Is there any collateral required to secure the loan?
    The collateral for security will depend from case to case. We will study your case and inform accordingly.

Get In Touch With Our Loan Expert

Would you like to take education loan for :
Have You Already Taken Admission?

Please Mention Your Three Preferred Colleges

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All loans are from bank and non-bank partners licensed by RBI