Don't let financial burden stop you from fulfilling
your desire to study in your dream college.

Why Study In India?

India is land of diverse cultures, traditions and languages. Its unique and well recognized education system makes it a must choice for many students. There are many places for students to explore while studying which makes it a great experience for them. It has a wide variety of courses in many fields like Computer, Philosophy and Politics. India's higher education system has 575 university-level institutions for students to select from.

A Large Pool Of Opportunities
High Acceptance Rate
Passage for The Latest Technology
Cultural Diversity

We are here
to ease your
loan process

Faster processing time

Easy Apply

Less Paperwork

Multiple Lending Partners

Education Loan Options

Bank/Financier Rate of Interest Loan Amount Available Collateral Processing Fee
12% to 16% p.a. Rs.40 lakh Loan With & Without Collateral
Available + Moratorium period
2 % of Loan Amount + GST
12% - 16% p.a. Rs.1 crore (With Collateral)
Rs. 40 Lakhs (Without Collateral)
Loan With & Without Collateral
Available + Moratorium period
1% to 1.25% + GST
14% to 16% p.a. 7 Lakh With Collateral -
Without Moratorium
4% + GST
8% to 12% p.a. 7 Lakh With Collateral -
Without Moratorium
4% + GST
12% Flat 2 Lakh Without Collateral -
10 Months Repayment
Up To - 5% + GST
*Terms & Conditions Applicable
*Processing Fee Dependent On Bank/NBFC

Why Choose Education Loan

We ensure 100% transparency throughout the education loan process. Our education loan counsellors will stay by your side at every step of the whole process.

  • Transparency
  • Secure
  • Technology
  • Flexible Collateral
  • Support
  • Tax benefits


  • 1. What all documents are required for the approval of loan via EmpowerYouth?
    The following documents will be required to submit for loan approval.
    - PAN CARD (mandatory in certain Banks/NBFC's)
    - PHOTO
    - 10TH to Last Qualification
    - OFFER LETTER (mandatory in certain Banks/NBFC's)
    - EMAIL ID
  • 2. Is the loan available for abroad studies too?
    Yes. The loan is available for both India and abroad.
  • 3. When do we have to start to repay the loan?
    Direct EMI starts next month from the date of sanctioning of loan
    or Moratorium period (simple interest is charged on the amount disbursed)
  • 4. What all expenses will be covered in the loan?
    The following expenses will be covered depending upon the terms of Banks/NBFC:-
    Fee payable at college/ school/ hostel
    Examination/ library/ laboratory fee
    Travel expenses/ passage money for studies overseas
    Insurance premium for student borrower
    Caution deposit, building fund/ refundable deposit supported by institution bills/ receipts
    Purchase of books/ equipment/ uniforms/ instruments
    Purchase of computer at reasonable cost if required for completion of the course
    Any other expense required to complete the course like study tour, project work, thesis.
  • 5. Is there any collateral required to secure the loan?
    The collateral for security will depend from case to case. We will study your case and inform accordingly.

Get In Touch With Our Loan Expert

Would you like to take education loan for :
Have You Already Taken Admission?

Please Mention Your Three Preferred Colleges

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All loans are from bank and non-bank partners licensed by RBI