Credit management is the process of granting credit , setting the term its granted on, recovering this credit when its due and ensuring compliance with company credit policy. The difference in the rate of interest that a bank charges on the amount lent and the rate it pays to the depositors is technically called spread or interest rate spread.This spread bank has to use to meet all its overheads and interest on deposit but also provide for NPA. Link to all other Playlists :- Home Loan: https://www.youtube.com/playlist?list=PLmFN7_8sAtp-4KshmsFvh8G9bWM8olWgR Banking System Module - https://www.youtube.com/playlist?list=PLmFN7_8sAtp-fiuRFOH5oOfiJH7Qt9gYT Economics Tutorial - https://www.youtube.com/playlist?list=PLmFN7_8sAtp-s4bcuqkXesnU7kXzn1aAf Stock Market Basics - https://www.youtube.com/playlist?list=PLmFN7_8sAtp-UsolJpQF777HVeDEmWsXA Wealth Management Tutorial - https://www.youtube.com/playlist?list=PLmFN7_8sAtp8fQRbdqP0LP8Cpenuux_4K Credit Management Tutorial - https://www.youtube.com/playlist?list=PLmFN7_8sAtp9WVVmcPhp1KmWmTQd2EGJF Financial Services - https://www.youtube.com/playlist?list=PLmFN7_8sAtp8JMgq3OGafhD9xFfXRBb-n Business Ethics - https://www.youtube.com/playlist?list=PLmFN7_8sAtp8as8heVS8BGUwJcsJvrlpM Working Capital Management - https://www.youtube.com/playlist?list=PLmFN7_8sAtp-k_q94dcLKKM6b83mMtg6S Corporate Finance - https://www.youtube.com/playlist?list=PLmFN7_8sAtp8fEvPFxfScamNKlWVVUZXp Financial Statement Analysis - https://www.youtube.com/playlist?list=PLmFN7_8sAtp_41bZx_kG7FPMUUz6cV1_U Financial Functions In Excel - https://www.youtube.com/playlist?list=PLmFN7_8sAtp9eolhk46AbazsGPreXHrUB Capital Budgeting - https://www.youtube.com/playlist?list=PLmFN7_8sAtp8oal9ok1XmVCXTCoDttwuz Capital Structure Decision - https://www.youtube.com/playlist?list=PLmFN7_8sAtp-QD7gkoCTwP35QzC542Pni Financial Terms - https://www.youtube.com/playlist?list=PLmFN7_8sAtp9QIDSiwPszloiyITMgNSFi Banking Terms - https://www.youtube.com/playlist?list=PLmFN7_8sAtp9eOPEUe7mQFC2JFzWFJaAq General Insurance - https://www.youtube.com/playlist?list=PLmFN7_8sAtp9GG5stCrfD-VWB9r1NvXOd Follow DevTech Finance on :- Instagram - https://www.instagram.com/devtechfinance/ LinkedIn - https://www.linkedin.com/company/devtech-finance Facebook - https://www.facebook.com/devtechfinance/ Slideshare - https://www.slideshare.net/NishaNandani Thank You For Watching Please Subscribe To DevTech Finance #creditmanagement #devtechfinance