Risk is inherent in banking because lending invariably carries default risk. But of late, there has been a sharper thrust on NPAs. GNPAs increased steadily from Rs 7.1 lakh crore in Q4, FY 17 to Rs 8.8 lakh crore in Q3, FY18, and rose sharply to Rs 10.2 lakh crore in Q4. PSBs accounted for 80 % of GNPAs till Q1, FY 20. PSBs GNPAs shrank from Rs 7.4 lakh crore (June 2019) to Rs 6.4 lakh crore (June 2020). RBI’s FSR feared NPAs to surge by March 2021. This analysis examines aspects of NPA management. _________________________________________________________________________ ABOUT THE SPEAKER Dr. Manoranjan Sharma is the Chief Economist, Infomerics Ratings. With an excellent academic record, wide experience in leading national institutions, remarkably strong publications track record and presentations at several national and international conferences, he is globally recognized as an expert in the Indian economy, banking and finance, MSMEs, financial inclusion, higher education, etc. _________________________________________________________________________ STAY CONNECTED Website: https://www.infomerics.com Facebook: https://www.facebook.com/infomerics LinkedIn: https://www.linkedin.com/company/infomerics Twitter: https://twitter.com/InfomericsR Instagram: https://www.instagram.com/infomerics