To apply for the Uni Pay 1/3rd card, check out the link given below. today's video, we'll be understanding a very interesting and new concept in the credit world, which is a 'Pay 1/3rd card' and how it differs from a traditional credit card. Uni Pay 1/3rd card is now available for the users in the following cities: Ahmedabad, Bangalore, Chennai, Kolkata, Hyderabad, Pune, Delhi NCR, Lucknow, Vijayawada, Mumbai, Indore, Jaipur, Kanpur, Surat, Vadodara, Guntur, Ambala, Chandigarh, Karnal, and Patiala What is covered? 00:00 Start 00:40 Introduction 01:08 What is a Pay 1/3rd card? 02:04 Credit card v/s Uni Pay 1/3rd card 04:43 How does the card work? 07:06 Non repayment/ Delay in repayment 08:21Things to keep in mind 09:20 Where can one use the Uni Pay 1/3rd card? 09:34 How to get the Uni Pay 1/3rd card? 09:56 Conclusion