PHF Leasing Ltd. founded in 1992, is a pioneer in providing loans and financing of vehicles to customers. Company is primarily engaged in financing of all types of Vehicles, Moveable assets, Commercial Vehicles, Two Wheelers and Three Wheelers which are either generating income or has economic value to the customer in India. Company classifies its customers as ‘Borrowers’. Company’s core business is investing in hypothecations of Commercial Vehicles, Two Wheelers & Three Wheelers which have profitable worth and financing / providing loans and certain other basic financial services to its progressive poor and other Borrowers. Our Borrowers are predominantly located in rural areas in India and Company makes available loans and finance to them mainly for use for the personal consumption, businesses or for other income generating activities.